Sweet is a cloud-native ag lending platform that helps banks roughly double loan-production efficiency with AI-powered origination, automated document collection, digital servicing, and capital-markets tooling. We provide a white-labeled agricultural loan application and management platform that banks can offer directly to their customers — helping lenders deliver the digital experience the modern farmer expects.
What the platform covers
- Origination — a seamless, AI-powered origination process, from the loan application and document collection to bank-specific smart suggestions that match farmers with loans they qualify for, based on criteria set by the bank.
- Loan Applications — customizable, fully digital ag loan applications that any client can start on any device, online or on the farm, with real-time co-browsing support from loan officers.
- Data & Document Collection — when a farmer uploads documents, a complete loan file is created automatically: organized, data-validated, and formatted to meet requirements, with missing or incorrect items flagged in real time.
- AI Document Review — automated checks that confirm submitted documents are complete, legible, and consistent before approval, giving borrowers real-time feedback.
- Servicing — a mobile-first, white-labeled borrower portal for balances, available credit, payments, releases, renewals, and covenant monitoring.
- Capital Markets — end-to-end loan trading and syndication, with automated investor matching and a software-based buy box.
Who it's for
- Lenders — increase conversion rates and total loan volume with a digital experience for farmers.
- Retailers — empower farmers with hundreds of financing options accessible in one click.
- Investors — simplify capital markets by automating loan pricing, eligibility, syndication, and deal documentation.
Built for agriculture
Finally, lending software that understands Ag. The platform is purpose-built for agricultural lending — handling farm entity structures, seasonal operations, and complex collateral — rather than retrofitting a generic banking system.
Security & compliance
Sweet is SOC 2 Type II compliant and maintains bank-level security so client information stays secure. Compliance is built in, with automated reporting to help lenders stay current with regulations such as 1071. Learn more in the Compliance FAQ.